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Inmate Central, where civil and family-friendly discourse about off-audio topics (other than religion and politics) is welcome.

Easily amused today?

Tax policy incentives to save for retirement are turning out to be less lucrative than originally advertised. Speaking only for myself, when I begin withdrawing 401K savings, they'll likely be taxed at a rate higher than the rate I would have paid if I had taken those funds as income when they were earned and then invested outside of a tax incentivized plan. A defined benefit pension is probably better for most non-exceptional workers. And yeah, there are (were?) incentives for employers to offer DBPPs.


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